Financial Information

Treatment costs will vary depending on the particular treatment you receive. But we will discuss the cost and payment options with you before we start. You will never have surprises when it comes to your bill. The choice is always yours.

We offer affordable payment plans.

We want to help you receive the dental care you deserve. Your smile is as important to us as it is to you. We will work with you to place the care you need within your budget. We also have financing options available so you can get the aid you need, when you need it.

Care Credit

We accept most insurance plans and major credit cards.

If you need assistance or have questions about your insurance policies or claims, our staff is knowledgeable and always available to help you. We want you to get the most out of your budget, so we work with your insurance provider to ensure you get the best coverage available to you.

Dental insurance is an important part of dental care as it plays a role in the decision making process of patients. Here at McGraw & Bellanca Family Dentistry, we strive to process dental insurances on a timely basis and help patients understand their coverage. We are here to help with any insurance issue you may have.

We know that dental insurance can be confusing, so we have posted some frequently asked questions below.  If you have questions, or would like to schedule an appointment, please do not hesitate to contact us.

FAQ's

Q: Which Dental Plans Do You Accept?

• Hawaii Dental Service (HDS)
• HMSA
• HMAA
• Tricare (METLIFE) Military Dependent
• Metlife
• United Concordia (UCCI)
• Delta Dental (retiree)
• Call about companies not listed (808) 670-1813

Q: Are Dental Plans True Insurance Plans?

No - most provide dental benefits which have restrictions, co-payments and deductibles.

Q: Why Do I Need To Go To A Contracted PPO Provider?

When they require you to visit a listed location.

Q: What Is Annual Deductible?

Varies with all plans

Q: Why Does My Dental Plan Refuse To Pay For The Procedure You Have Recommended?

It is not covered in the contract the insurance company made with you. (the fine print)

Q: I Only Have Limited Coverage With My Dental Plan And I Need A Lot Of Dental Work Done. What Should I Do?

Get an examination with the Dentist and the office will try to coordinate your insurance with the treatment needed.

Q: Should I Get Two Dental Plans?

Some plans do not allow dual coverage.

Q: Can You Change My Treatment Dates So That I Can Get More Coverage? 

No - that is fraud.

Q: Can You Fill In A Different Procedure In My Insurance Claim So That I Can Get Better Coverage?

No - that is also fraud.